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| Pradhan Mantri Jan Dhan Yojana 2023 |
Pradhan Mantri Jan Dhan Yojana 2023 Highlights
- Name of the post - Pradhan Mantri Jan Dhan Yojana 2023
- Language - English
- Official website - https://www.pmjdy.gov.in/scheme
Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission for financial augmentation to provide affordable access to financial services, video, banking/savings and deposit accounts, remittances, credit, insurance, pension.
Account can be opened in any bank branch or Business Pressman (Bank Mitra) outlet. Accounts opened under PMJDY are being opened with zero balance. However, if the account holder wants to get a check book, he has to fulfill the minimum balance criteria.
Pradhan Mantri Jan Dhan Yojana 2023 Documents Varification
- If Aadhaar Card/Aadhaar Number is available then no other documents are also required. However, if the address has changed then a tone instrument of the current address is also sufficient.
- However, if Aadhaar Card is not available then any one of the following officially recognized documents (OVD) Voter ID Card, Driving License is required. However, it can serve as proof of both identity and address, if these documents also contain your address. .
- Still, but it is distributed by banks as low risk, he can also open a bank account by submitting any one of the following documents.
- If a person does not possess any of the “officially recognized documents” mentioned above. Candidate's Snap Identity Card issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Marketable Banks and Public Financial Institutions;
- Letter issued by the Reviewing Officer, with a duly attested snap of the individual
Pradhan Mantri Jan Dhan Yojana 2023 Benefits
- Interest on deposits.
- Accidental insurance cover Rs. 1 lakh under the scheme and for accounts opened after 28-08-2018, the contingency insurance cover is Rs. 2 lakhs
- No minimum balance required.
- The scheme offers a life cover of Rs.,000/- on the death of the Devisee, i.e. accounts opened between 15.08.2014 – 31.01.2015, subject to fulfillment of eligibility conditions.
- Easy transfer of plutocrats across India
- Beneficiaries of government schemes will get direct benefit transfer to these accounts.
- After satisfactory operation of the account for 6 months, overdraft facility will be permitted
- Access to pension, insurance products.
- A claim under certain accident insurance under PM Jan Dhan Yojana will be outstanding if the RuPay Cardholder has made a bona fide sale to at least one successful financial or non-financial client at any bank branch, Bank Mitra, ATM, POS, E-COM etc. channel. Intra and Inter-bank i.e. within 90 days from the date of accident including the date of accident on us (bank client/ RuPay card holder transacting on same bank channels) and external to us (bank client/ RuPay card holder transacting on other bank channels) Included as eligible deals under Rupay Insurance Program 2016-2017.
- Overdraft Installation Rs. until. 10000/- is available in only one account per manage, instead of women eligibility of the manage and Rs. So subject to overdraft. 2000/- is hassle free
Pradhan Mantri Jan Dhan Yojana 2023 Documents Recruitment
- Passport
- Permission to drive
- PAN card
- Voter Identity Card issued by Election Commission of India
- Job card issued by NREGA duly signed by a State Government official,
- Letter issued by Unique Identification Authority of India containing details of name, address and Aadhaar number or any other document as notified by the Central Government in consultation with the regulator, provided that simple measures are implemented to verify the identity of the customers following documents as officially recognized documents shall be considered –
- Identity card bearing applicant's photo issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions
- Letter issued by gazetted officer with duly attested photograph of the person.
Bank details where the account is being opened
- Bank Branch Name
- Name of the village or city of the candidate
- Name of sub-district or block
- District
- State
- SSA code or ward number
- Village Code or Town Code
Details of the scheme applicant
- full name
- Marital status
- Name of Father/Partner
- address
- Lag Law
- Telephone and Mobile no.
- Aadhaar Number
- MGNREGA Job Card No
- Profession/Occupation
- Annual income
- Number of dependents
- Details of assets
- Bank Account Number if any
- Kisan Credit Card Details
Design details
- Name of the appointee
- relationship
- Age
- Date of Birth of Incumbent in case of minor
- A person authorized to accept money in the event of the death of a minor
Pradhan Mantri Jan Dhan Yojana 2023 Video
FAQ
What is PMJDY?
Pradhan Mantri Jan Dhan Yojana (PMDJY) is a national savings scheme launched to ensure access to financial services, including a saving account, remittance, credit, insurance, and pension.
What is the maximum amount under PMJDY?
Individuals can open the Bank of Baroda PMJDY account with no upper limit.
What is Pradhan Mantri Jan Dhan Yojana scheme?
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, a basic savings & deposit accounts, remittance, credit, insurance, pension in an affordable manner
Who is eligible for Jan Dhan Yojana scheme?
The person should normally be head of the family or an earning member of the family and should be in the age group of 18 to 59 (i.e. person should be at least 18 years old, and should not have turned 60).
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