Paytm Loan: Loan up to 3 lakhs from Paytm
Paytm Loans are loans offered by the Paytm app to its users. According to the latest news, Paytm users can now avail instant loans up to ₹ 20,000. These loans are offered by Paytm Postpaid, which provides credit limits ranging from ₹4,000 to ₹20,000 to its customers. A customer can activate Paytm Postpaid and make any type of purchase payment anywhere.Paytm Loan: Procedure Required for Paytm Loan
To avail the Paytm Loan benefits, you must follow the below mentioned process:
- KYC: To avail Paytm Personal Loan, the KYC of the personal loan borrower must be complete. Completion of KYC means that the customer's Aadhaar card, mobile number and bank account are linked.
- Paytm App: To get Paytm Personal Loan you have to open Paytm App.
- Paytm Postpaid: After opening the Paytm app, on your home page, click on the Paytm Postpaid option. Here you have to enter your Aadhaar card and PAN card number. After this, you will be given an option to verify through OTP, through which you have to complete the verification.
- Verification: After verification by Paytm, whenever you pay for payment with Paytm, you will get Paytm Postpaid option. Through which you can pay at the time of purchase or on the scan code of the merchant account.
- Credit Limit: As you continue to use Paytm Postpaid, its credit limit will increase.
Paytm Loan Eligibility Criteria
To avail Paytm Loan, you must fulfill the following eligibility criteria:- Paytm User: You must be a Paytm User to avail Paytm Loan.
- ICICI Bank Account Holder: To avail this offer, it is mandatory for the customer to have an account with ICICI Bank.
- KYC: Your KYC should be complete, which means your Aadhaar card, mobile number and bank account should be linked.
- Credit Score: You must have a good credit score to get a loan.
- Repayment Capacity: You must have good repayment capacity to repay the loan.
- Age: You must be at least 18 years of age to avail the loan.
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