Under this scheme, people who want to start their own business will be given business loan through this scheme, which will help them to set up the business. If you want to get all the information about this scheme then you have complete information of this article, from it you will get benefits, eligibility, documents and other information of this scheme and you can apply easily.
PM Mudra Loan Yojana 2024: Pradhan Mantri Mudra Loan Yojana
- Name of the scheme Pradhan Mantri Mudra Loan Scheme
- When was it started? 8 April 2015
- Initiated by whom Prime Minister Shri Narendra Modi
- Loan assistance Rs. 50000 to Rs. 1000000
- Purpose of the scheme Loans for new business, business to citizens of the country
- Official website mudra.org.in
- official website : Click Here
- Home Page Click Here
We will provide you all the information related to PM Mudra Loan Yojana 2024 here, making it easy for you to apply. This scheme was launched by Prime Minister Modi on 8 April 2015, under which the people of the country who want to start their own business will be given a business loan of up to 10 lakh through this scheme, the government wants to increase the industry sector so that More and more industries can be established.
There are many people in the country who want to set up their own business but due to lack of money they cannot start their own business. That is why the government has started this scheme to help them by providing loans on interest. Its interest rate is not fixed and the loan repayment period is also extended. For this, the government has made a budget of 3 lakh crores.
Purpose of Pradhan Mantri Mudra Loan Yojana 2024
The main objective of this scheme is that people who want to set up their own small business will be given business loan through this scheme. Because many people want to establish their own business but due to lack of money they cannot establish their own employment. That is why the government has started giving loans to those people through Pradhan Mantri Mudra Loan Yojana.Three types of loans can be availed through PM Mudra Loan Yojana 2024,
- Shishu Loan – Upto 50 thousand,
- Kishore Loan – 50 thousand to 5 lakh and
- Tarun Loan – 5 Lakh to 10 Lakh,
Benefits of Pradhan Mantri Mudra Loan Yojana 2024
If you want to apply for Pradhan Mantri Mudra Loan Yojana, definitely check the benefits given here as applying will give you all the benefits below.- Through PM Mudra Loan Yojana, people of the country can take loans from it to set up small businesses.
- Citizens who apply through the Mudra Loan Scheme will get a card that will enable them to spend their business.
- Under this scheme, any citizen of the country can take a business loan, that too without any collateral.
- This will not incur any charges and the loan repayment period can also be extended.
- Collateral Free Loan – No collateral or security is required from the borrower by banks/NBFCs
- Concessional rates for women entrepreneurs
- Loans covered under credit guarantee schemes from Govt. of India
- Term loans, working capital loans and overdraft facilities can be availed
- All non-agricultural enterprises, i.e. small or micro enterprises engaged in income generating activities can avail Mudra loan.
- SC/ST/minority category people can also avail Mudra loan at special interest rate.
Eligibility for Pradhan Mantri Mudra Loan Scheme
If you want to apply for PM Mudra Loan Yojana, you have to check the eligibility first, if you are eligible for this scheme then you can apply.- Applicant must be a resident of India.
- Applicant should be above 18 years of age.
- The applicant should not be a defaulter in any bank under this.
- The applicant must have some required documents.
Documents for Chief Minister Mudra Loan Scheme
- Passport size photograph of the applicant
- aadhar card
- PAN card
- Permanent address of the applicant
- Three year balance sheet
- Income Tax Return Air Self Tax Return
- Started business and establishment certificate
Pradhan Mantri Mudra Loan Yojana Apply Online
- If you want to apply for PM Mudra Loan Yojana, you have to first go to its official website, which will open its home page in front of you.
- At the bottom of this home page, you have to click on Shishu Loan, Kishore Loan and Tarun Loan, from which you need a loan.
- On clicking, you have to download and print out the form for PM Mudra Loan Yojana.
- Then all the information asked in the application form has to be filled correctly.
- After that attach all the documents along with the application form and submit it to your nearest bank.
- After verification of your application, you will get the loan
PM Mudra Loan Yojana Helpline/Customer Care No
- 1800-180-1111
- 1800-11-0001
home page : Click Here
